Please, this is just ruining the game, I may have a suggested solution: Either armor on horse, either heavy on player, but not two in the same time. Even if you hit him with 15 bullets he’s just 100hp > 81.7hp. I can swear, if you see someone come to you like that you already know you are dead.
I love this game and I thinks It’s so frustrating for any players here to be chased and die by a horse guy without being able to do anything.
Thank you for reading this message.