Divide the armor into classes where they excell in the specific environment they are in. But non specific uses are greatly reduced.
Rad suit - Simply the best radiation protection possible
Artic suit - Best cold weather
Wastelander - Balanced protection for all catagories
Wetsuit - keeps you warm in the water
Melee, bullet, bite penetration protections are vastly reduced to promote use of bullet resistant armor.
Bone - minor protection against melee
Hard leather - better protection againse melee
Wood - only slightly better against melee
Road sign - Superior melee protection like midevil armor only maginal bullet protection
Heavy Dive suit - provides more mele protection and longer bottom time also a wider vision mask.
Hand made steel plate - Like the armor in game not as protective less body coverage.
Heavy plate - as in the Ned Kelly style - no real changes
Military light - Uses smaller armor chest plate no arm coverage
Military ceramic plate - Superior to all bullet resistant armor This include arm and leg protection also a military style helmet is added. Does not freeze players
https://images05.military.com/sites/default/files/2020-06/mach-v-body-armor-aspetto-1800.jpg